Protect your investment, avoid costly mistakes, and hire with confidence.

Free Homeowner Checklist: What to Ask Before Hiring a Contractor

Planning a renovation or construction project? Before you hire a contractor, make sure you’re asking the right questions. Download our free homeowner checklist to evaluate contractors, understand contracts, and set clear expectations—before you sign anything.

What’s Included in the Checklist

Why Every Homeowner Needs This Checklist

Hiring the wrong contractor can lead to delays, budget overruns, permit issues, and poor workmanship. This checklist gives you clarity and confidence so you can:

Especially important for NYC renovations, where permits and compliance matter.

You Dream It, We Build It.

About Designs by D & J LLC

Designs by D & J LLC is a family-owned, MWBE-certified, licensed, and insured general contracting and design-build firm based in Brooklyn, NY, proudly serving NYC and surrounding areas.

We specialize in:

Ready to Talk About Your Project?

After downloading the checklist, schedule a free consultation with a licensed professional to discuss your goals, timeline, and budget.

How to Use This Free Homeowner Checklist

This free homeowner checklist was created by licensed renovation contractors at Designs by D & J LLC to help NYC and New Jersey homeowners make smarter decisions when hiring for home improvement projects. Whether you are planning a kitchen remodel, bathroom renovation, or a full gut renovation, the right preparation makes all the difference.

Step-by-Step Guide for Hiring a Contractor

Before signing any contract, homeowners should gather at least three written estimates from licensed and insured contractors. Compare not just the total price, but the scope of work, materials specified, payment schedule, and projected timeline. A detailed, itemized estimate is a hallmark of a trustworthy contractor.

What to Look for in a Contractor License

In New York City, general contractors must hold a Home Improvement Contractor (HIC) license issued by the NYC Department of Consumer and Worker Protection (DCWP). In New Jersey, contractors must be registered with the New Jersey Division of Consumer Affairs. Always verify a contractor license number is current and active before any work begins. Designs by D & J LLC holds active licenses in both New York and New Jersey.

Understanding the Contract

A proper renovation contract should include the full scope of work, start and completion dates, a detailed payment schedule tied to project milestones, a list of materials and brands, permit responsibilities, and a warranty or guarantee on labor. Never pay 100% upfront. A reasonable deposit is typically 10 to 30 percent, with remaining payments tied to completed phases of work.

Common Red Flags When Hiring a Contractor

Watch out for contractors who pressure you to decide immediately, demand full payment before work starts, cannot provide proof of insurance or a valid license, or offer significantly lower estimates than all other bids. If something feels off, trust your instincts and consult another contractor before committing.

Why Permits Matter for NYC Renovations

In New York City, most structural, electrical, plumbing, and HVAC work requires a permit from the NYC Department of Buildings. Unpermitted work can result in fines, stop-work orders, and complications when you sell your home. Our team handles all permit applications, DOB filings, and inspections as part of every renovation project. Download our checklist, bring it to every contractor consultation, and contact our Brooklyn-based team at Designs by D & J LLC serving NYC and Northern New Jersey.